Our Mission is to help you thrive

Performance-based fixed rate loans for your small business enable you to keep more cash in your pocket. Start today!

Apply Now
  • Small Business Loans Up to $150K
  • Payment Performance Incentive Lower rates over time
  • Transparent Pricing No hidden fees
  • Flexible Terms No prepayment penalty

Rate Reduction Rewards

LendThrive’s mission from day one has been to help you, as an entrepreneur, meet your financing needs and grow your business.

Our way of thanking you for making on-time loan payments is by rewarding you with a declining interest rate over the term of your loan.

Furthermore, if you pay off your first loan and take out subsequent loans, this new, lower rate will apply.* We, at LendThrive, are delighted to pass on these savings to you and to help you funnel this additional capital right back into your business.

*Subject to credit approval and payment performance

Why LendThrive?

Running a business can be hard work, but getting the right financing doesn’t have to be. LendThrive provides small business loans to help entrepreneurs grow and transform their businesses. Through our Rate Reduction Rewards program, we give business owners the opportunity to save on borrowing costs and put more to the bottom line.

  • Quick Approval

    Get your loan approved within 24 hours of application.*

  • Flexible Terms

    No prepayment penalty, payback anytime.

  • Direct

    We lend directly to you – no intermediaries.

*Some loan applications may require more than 24 hours.

it Works

Our small business loan application process is quick and convenient because your time is precious. We like to keep it simple, transparent, and straightforward.

Apply Now

Do you

Not sure if your business is eligible for funding? Check out our criteria to see if LendThrive can help grow your business.

Apply Now
  • Minimum sales of $10k per month
  • In business for at least two years
  • Own your business*
  • Active bank account
  • Minimum Credit Score: 675
  • Operating profitably

*All owners with 20% ownership or more must sign the loan documents.

Small Business
Loan Calculator

Loan Amount

Interest Rate

Loan Term

Loans will be amortized over 10 years with a 5 years term balloon payment

Loan Amount

$ 100,000

Origination Fee (4%)

$ 4,000

Net Proceeds

$ 104,000

Estimated Monthly Payment*

$ 2,317.22