Fast and flexible Fixed Rate Business Loans to support
your goals.

Grow your business and reach new heights.

Apply Now
  • Amount Up to $150K
  • Rate Reduction Rewards Lower rates over time
  • Approval In 48 hours*

*Some loan applications may require more than 48 hours.

Fixed Rate Business Loans

Running a small business can be challenging, and we understand how difficult it is to manage the cash you need for your business. LendThrive’s Fixed Rate Business Loan provides funds in a simple way – with minimal paperwork, fast approval and zero hassle – so that you can focus on growing your business. Plus, you have the option to pay back the loan at any time because we never charge a penalty for early payment.

Preserve Ownership

You shouldn’t have to give up ownership in your business to access money to grow. Our loans have simple, easy-to-understand terms. Our Fixed Rate Business Loan helps you remain in control of your business while providing funds to drive your business forward.

Provides Financial Stability

Cash flow can be unpredictable. A LendThrive loan can quickly provide funds to meet unexpected needs; deal with seasonality; or fund an expansion, acquisition, or other growth opportunities.

Declining Interest Payments

As a business owner, your biggest concern may be high interest rates when taking out a loan. With LendThrive’s Fixed Rate Business Loan, you’ll have the opportunity to drive down the cost of the loan over time by making on-time payments.

How it Works

  1. 1

    Provide the Basics

    Share some information about your business and we’ll get the quick pre-approval process started.
  2. 2

    Get Pre-Approved

    We'll the basic details and offer an immediate pre-approval decision.
  3. 3

    Give us the Details

    Answer some additional questions that will help us understand your business.
  4. 4

    Application Review and Decisioning

    We’ll review your application and provide a decision within 48 hours.*
  5. 5

    Accept Terms, Close the Loan and Get Funded!

    Review our quote, sign documents and receive your funds.

*Some loan applications may require more than 48 hours.

See if You Qualify

Rate Reduction Rewards

Our innovative Rate Reduction Rewards program was designed to reward all our customers for making timely loan payments.

Once you hit the on-time payment milestones in your loan documents you’ll see a credit on your monthly statement. The credit can increase with each milestone as you continue making timely loan payments.

If you pay off your loan and take out another LendThrive loan, this new, lower rate will apply.*
*Subject to credit approval and payment performance.

Make your payments on time

Get rewarded with declining interest rates

Save, reinvest and drive your business forward